Annualises your pay
Your selected pay frequency is converted to an annual amount before the SARS brackets are applied.
Free payroll tool
PAYE & take-home pay calculator
Estimate an employee's PAYE, UIF, retirement deduction and take-home pay using the 2026/27 South African tax tables.
What you get
- Monthly, weekly, fortnightly or annual pay
- Age rebates and medical scheme tax credits
- Retirement contribution limits included
- Copyable and printable result breakdown
From
Free
Turnaround
Instant
For
Employees, employers and payroll teams
Estimated take-home per month
R 21 441,88
Gross pay
R 25 000,00
PAYE
R 3 381,00
UIF
R 177,12
Retirement contribution
R 0,00
Annual taxable income
R 300 000,00
Annual tax after credits
R 40 572,00
Effective tax rate
13.5%
Marginal tax rate
26%
Tax bracket breakdown
| Band | Rate | Taxable portion | Tax |
|---|---|---|---|
| R0 – R245 100 | 18% | R 245 100,00 | R 44 118,00 |
| R245 100 – R383 100 | 26% | R 54 900,00 | R 14 274,00 |
Gross bracket tax: R 58 392,00. Rebates and the annual medical tax credit of R 0,00 are applied afterwards.
How it works
A useful estimate, not a payslip.
Applies deductions and credits
The estimate includes the section 11F retirement limit, age rebates and section 6A medical scheme credits.
Calculates UIF
Employee UIF is estimated at 1%, subject to the current monthly earnings ceiling.
Know the limits
Bonuses, fringe benefits, travel allowances, variable payroll and directive-based tax can change the final PAYE amount.
When a calculator is not enough
Put your monthly finance admin in expert hands.
Smartbook handles monthly accounting, reporting, payroll and tax support from R3,000 per month.
Explore accounting plans