Available now
01 · Payroll
PAYE & take-home pay calculator
Estimate PAYE, UIF, retirement deductions and take-home pay for the 2026/27 tax year.
Use this toolFree business tools
Less admin. Better decisions.
Practical South African calculators, generators and checks for payroll, tax and company compliance. No login. No jargon.
What you get
- Built for South African businesses
- Free to use — no account required
- Clear results you can copy or print
- Smartbook-reviewed rules and figures
From
Free
Turnaround
Instant
For
Business owners, finance teams and employers
The toolkit
Useful answers, without the spreadsheet.
Start with the live PAYE calculator. The remaining tools are the build roadmap and will be released here as they are completed and checked.
Available now
02 · Payroll
Net-to-gross & cost-to-company calculator
Work backwards from take-home pay or employer budget, with benefits and employer costs included.
Use this toolAvailable now
03 · Salary
South African salary rank
See where a gross salary sits compared with employed people or all working-age adults.
Use this toolAvailable now
04 · Tax
SARS admin penalty calculator
Estimate recurring administrative penalties for outstanding income tax returns.
Use this toolAvailable now
05 · CIPC
CIPC annual return fee calculator
Check the filing fee based on entity type, turnover and whether the return is late.
Use this toolAvailable now
06 · Employment
COIDA Return of Earnings calculator
Estimate assessable earnings and a COIDA assessment from the applicable tariff.
Use this toolAvailable now
07 · Construction
CIDB grade calculator
See which CIDB contractor grading level your financials and track record may support.
Use this toolAvailable now
08 · Documents
Employment contract generator
Create a practical employment contract from the key written particulars required by the BCEA.
Use this toolAvailable now
09 · Payroll
Payslip generator
Prepare a monthly, hourly or daily payslip with PAYE, UIF and itemised earnings and deductions.
Use this toolAvailable now
10 · CIPC
Securities register generator
Record shareholders, ownership percentages and beneficial interests in a clean private PDF.
Use this toolAvailable now
11 · Documents
Invoice & quote generator
Prepare a clean, printable South African quote or tax invoice for your customer.
Use this toolAvailable now
12 · Starting out
Business name generator
Generate clear business-name ideas using industry, tone and keyword combinations.
Use this toolComing next
13 · Licences
Food licence office lookup
Find the local office responsible for a Certificate of Acceptability application.
Available now
14 · Tax
VAT number format check
Check whether a South African VAT number matches the expected format — not whether it is active.
Use this toolWhen a calculator is not enough
Put your monthly finance admin in expert hands.
Smartbook handles monthly accounting, reporting, payroll and tax support from R3,000 per month.
Explore accounting plans