Employee payslip
Gross salary
R23 051.51
PAYE
− R2 874.39
UIF (employee, 1%)
Capped at R17 712 of salary
− R177.12
Take-home pay
R20 000.00
Free payroll planning tool
Net-to-gross & cost-to-company calculator
Start with take-home pay, gross salary or employer budget and calculate the full monthly payroll picture for South Africa.
What you get
- Take-home, gross and CTC modes
- 2026/27 PAYE, rebates and medical credits
- Employee and employer cost breakdowns
- Pension, medical, UIF, SDL and COIDA options
From
Free
Turnaround
Instant
For
Employers, finance teams and job candidates
Choose your starting figure
Work backwards or forwards.
I want to pay someone
R
in the hand every month.
Age, medical aid, pension and other costs
Estimated cost to company
R23 459
For every R1 the person takes home, the business pays R1.17. PAYE is 12.5% of gross.
To put R20 000.00 in the hand, the payslip must show a gross of R23 051.51.
Employer cost
Gross salary
R23 051.51
UIF (employer, 1%)
+ R177.12
SDL (1%)
+ R230.52
Cost to company
R23 459.15
SARS 2026/27 individual tax tables and rebates; medical tax credit R376 for the first two members and R254 for each additional; UIF 1% each side capped at R17 712 monthly remuneration; SDL 1%; retirement deduction up to 27.5% of remuneration or R430 000 a year; employer pension and medical contributions treated as taxable fringe benefits. Not included: bonuses and 13th cheques, travel allowances, ETI or leave pay. Estimate for planning, not a payslip or tax advice.
How the model works
One salary. Three useful views.
Start from any figure
Enter take-home pay, gross salary or total employer budget. The calculator solves the other two figures.
Tax is annualised
Monthly taxable remuneration is annualised, run through the SARS table, reduced by rebates, then converted back to monthly PAYE.
Benefits change both sides
Employer pension and medical contributions increase cost and are treated as taxable fringe benefits before deductions.
Designed for hiring plans
Use the employee and employer tables to compare what appears on the payslip with the business's total monthly cost.
Monthly accounting and payroll
Know the cost. Then let Smartbook run the payroll.
Smartbook handles monthly accounting, payroll and tax support for South African SMEs.
Email hello@smartbookie.co.za